Canary Wharf London docklands
Not strictly "on" the water at all. My excuse is that I was manning the "Cruising Chute" feature at the 2011 London boatshow and this was shot one very cold but still morning.
I see the banks still waste electricity as well as pay immoral bonuses after the UK taxpayers bailed them out of the you know what.
Its an assembly of about 8 shots, all using 135mm in portrait mode. 3.5s @ f/14